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Credit & Financing

We offer credit lines for routine purchases, as well as a variety of financing options for both new and used equipment.


Total Equipment Cost:

(What you have spent on new or used equipment and accessories in 2018)

Section 179 Deduction:
100% Bonus Depreciation Deduction:
Normal 1st Year Depreciation:
Total First Year Depreciation Deduction:
Potential Cash Savings:
(assuming 21% Tax Bracket)
Your Actual Cost After Savings:


This page and calculator do not provide, tax, legal or accounting advice. You are strongly encouraged to consult your tax advisor to determine how these tax treatments apply to your business.

This open credit account is designed to accommodate your day-to-day purchases of supplies, parts, service and rentals. The account carries standard terms of net 30 days and requires credit department approval.

Download a McCann Credit Application.

A great way to establish a dedicated credit line for parts, service, rental and accessory purchases is through a CNH Industrial Capital Productivity Plus Account.

  • No interest charged when you pay the balance in full each month
  • No annual fee
  • Minimum grace period of 25 days
  • Flexible repayment terms
  • Special promotions
  • Easy-to-read monthly statements

Download a CNH Industrial Capital Productivity Plus Account Application.

We can provide lending sources for financing and leasing on either new or used equipment. Call us to discuss your options.


Purchasing your insurance through McCann provides two important advantages. Financing is available, and you can finance premiums on your CNH Capital retail contracts and lease agreements.

Easy to start.
Forms are simple, and coverage can begin immediately.

Guaranteed premium.
Your premium will not change for the term of your retail contract or lease agreement.

Independent coverage.
Claims made under this policy will not affect your premium on an existing policy.

Prompt claim service.
We understand the nature of the equipment business and offer quick service for claims through our insurance provider.

Replacement cost basis.
Lost or stolen equipment is valued at the full cost to repair or replace it with equipment of similar type and quality at the time of loss or damage. Reimbursement cannot exceed the original purchase price or actual repair or replacement costs.

Physical damage insurance.
When the unexpected occurs, you need to know that your equipment is protected. McCann Industries offers Physical Damage Insurance (PDI), underwritten by a national insurance company, which provides comprehensive coverage to repair or replace new or used equipment that is lost or damaged due to:

  • Collision
  • Overturn
  • Earthquake
  • Theft
  • Fire
  • Tornado

  • Flood
  • Vandalism
  • Hail
  • Wind
  • Ingestion of foreign objects
  • Vermin infestation

The policy also covers:

  • Tires and tubes for the same perils as the rest of the equipment
  • Up to $10,000 per year for cleanup or removal of pollutants caused by a covered peril
  • Damage to equipment caused by a covered peril that follows a mechanical breakdown.

In addition to financing Case and Takeuchi equipment, we actively work with many commercial lenders to provide financial solutions to meet your specific needs on any make or type of both new and used equipment. Contact our Credit Department for information about:

  • Specialized Loans (Balloon, Seasonal or Skip Payment)
  • Operating and Municipal Leases
  • Lines of Credit
  • Working Capital Loans
  • Sale and Leaseback Loans


Our Credit Department is at your service:

Mike Ruddy
Finance and Insurance Manager
Phone: 630-627-0000
Direct Phone: 630-652-1585

Gina Grogans
Credit Manager 
Phone: 630-627-0000
Fax: 630-627-8711

Please Contact Me

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