CREDIT & FINANCING
Credit & Financing with McCann Industries.
Every contractor faces the same challenge: keeping projects moving while managing cash flow. Equipment is essential, but the cost can create roadblocks. That’s where McCann Industries steps in as your guide. With decades of equipment expertise and a nationwide network of commercial lenders, we make it simple to get the financing you need—fast, flexible, and built for the way you work.
Whether you’re replacing a single part or expanding your fleet, we have solutions that fit. From straightforward net-30 open credit to CNH Industrial Capital’s Productivity Plus® account, plus customized loans and leases, our options are designed to remove obstacles and keep you on schedule.
Through our responsive Credit Department, you gain access to credit lines, operating leases, working-capital loans, and bundled physical-damage insurance—all under one roof. With McCann Industries by your side, financing isn’t a hurdle—it’s the easiest step on your path to building more, faster, and with confidence.
Open Credit Account
Streamlined day-to-day purchasing power.
For many contractors, the daily grind of purchasing parts, service, rentals, and accessories can become a roadblock. Multiple small orders mean repeated approvals, duplicate paperwork, and too much time lost chasing POs instead of keeping machines productive.
That’s where McCann Industries steps in as your guide. With our Open Credit Account, once approved by our in-house credit team, you gain a revolving line of credit on simple net-30 terms. Designed for high-frequency, low-friction transactions, it’s the perfect tool for maintenance managers, field technicians, and fleet supervisors who need fast, reliable purchasing power. Need a hydraulic hose at noon and wear parts by three? The Open Credit Account makes it easy—streamlining approvals and consolidating everything under one credit umbrella. Additional highlights of our Open Credit Account include:
- No annual fees or hidden charges.
- No complicated interest calculations.
- Just one monthly statement and 30 days to pay.
Download the credit application above, complete it, and email it back to Credit@McCannOnline.com.
Most approvals are turned around within one business day.
Productivity PLUS® Account
Flexible financing for bigger moves.
When your purchasing cycle feels unpredictable—big rebuilds in the spring, heavy rental demand in the summer, or year-end fleet upgrades—it can put pressure on your cash flow. Contractors, rental houses, and fleet managers all face the same challenge: finding the flexibility to cover urgent needs without draining bank credit.
That’s where McCann Industries and the CNH Industrial Capital Productivity Plus® Account step in. As your guide, we help you turn unpredictable expenses into opportunities. With seasonal CNH promotions that can reduce or even waive interest on qualifying parts and service campaigns, you’ll save money while keeping machines running strong.
For contractors managing multiple machines or rental companies cycling inventory, Productivity Plus offers the headroom you need for opportunistic purchases and essential repairs. Because it integrates directly with CNH equipment financing, you can bundle larger parts orders and service events alongside lease or loan payments—simplifying cash management into one cohesive plan.
In short, when project timelines shift or promotional windows open, Productivity Plus gives you the extra purchasing power and flexibility to stay ahead. Additional highlights of our Productivity Plus® Account include:
- No annual fee.
- No interest when you pay in full each month.
- At least 25 days of grace before any balance accrues charges.
DOWNLOAD Productivity PLUS® APPLICATION
Email completed credit applications to Credit@McCannOnline.com
Why finance at McCann Industries?
McCann Industries makes equipment ownership simpler for contractors across Chicagoland, Northwest Indiana, Michiana, and the Grand Rapids Metro area. We know the challenge: you need machines that drive productivity on the job site, but financing paperwork and rigid terms can slow you down.
That’s where we step in as your partner. By financing through McCann Industries, you gain access to a nationwide network of commercial lenders that supports any make or model of equipment—new or used—including trusted brands like CASE, KOBELCO, Takeuchi, and BOMAG. Our dedicated in-house Credit Department shapes solutions around your business, offering balloon loans, seasonal or skip-payment structures, operating leases, working-capital lines, and even sale-leaseback programs.
The result? Your cash flow aligns with your workload, giving you the freedom to invest in equipment when you need it and keep projects moving without unnecessary delays. With McCann Industries by your side, financing isn’t a burden—it’s a tool that helps you build more, faster, and smarter. Additional reasons to finance with us include:
- Convenient online application.
- Bundle financing and diverse lease options.
- Physical-damage insurance that locks in a guaranteed premium for the life of your CNH retail contract or lease and includes replacements for lost or stolen equipment.
- Tax savings calculator.
Credit & Financing FAQs
Our credit department is at your service.
Mike Ruddy
Finance and Insurance Manager
Phone: (630) 627-0000
Direct: (630) 652-1585
Email: MRuddy@McCannOnline.com
Gina Grogans
Credit Manager
Phone: (630) 627-0000
Fax: (630) 627-8711
Email: Credit@McCannOnline.com
Total Equipment Cost:
| Section 179 Deduction: | |
| 100% Bonus Depreciation Deduction: | |
| Normal 1st Year Depreciation: | |
| Total First Year Depreciation Deduction: | |
| Potential Cash Savings: (assuming 35% Tax Bracket) | |
| Your Actual Cost After Savings: |
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This page and calculator do not provide, tax, legal or accounting advice. You are strongly encouraged to consult your tax advisor to determine how these tax treatments apply to your business. |
Easy to start.
Forms are simple, and coverage can begin immediately.
Guaranteed premium.
Your premium will not change for the term of your retail contract or lease agreement.
Independent coverage.
Claims made under this policy will not affect your premium on an existing policy.
Prompt claim service.
We understand the nature of the equipment business and offer quick service for claims through our insurance provider.
Replacement cost basis.
Lost or stolen equipment is valued at the full cost to repair or replace it with equipment of similar type and quality at the time of loss or damage. Reimbursement cannot exceed the original purchase price or actual repair or replacement costs.
Physical damage insurance.
When the unexpected occurs, you need to know that your equipment is protected. McCann Industries offers Physical Damage Insurance (PDI), underwritten by a national insurance company, which provides comprehensive coverage to repair or replace new or used equipment that is lost or damaged due to:
- Collision
- Overturn
- Earthquake
- Theft
- Fire
- Tornado
- Flood
- Vandalism
- Hail
- Wind
- Ingestion of foreign objects
- Vermin infestation
- Tires and tubes for the same perils as the rest of the equipment
- Up to $10,000 per year for cleanup or removal of pollutants caused by a covered peril
- Damage to equipment caused by a covered peril that follows a mechanical breakdown.
- Specialized Loans (Balloon, Seasonal or Skip Payment)
- Operating and Municipal Leases
- Lines of Credit
- Working Capital Loans
- Sale and Leaseback Loans
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